Buy Here, Pay Here

Buy Here, Pay Here

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Deals on Wheels Buy Here Pay Here Program

Suppose you're in the market for a Used car but lack the credit or money to go through the hassle of a conventional dealership. Then take advantage of Deals on Wheels of Great Falls "Buy Here Pay Here" deals. These Used cars are more accessible to approval than a traditional dealership. You can usually get them without committing to a long-term agreement.

What is Buy Here Pay Here (BHPH)?

In short, buy here pay here financing describes auto loans financed in-house by Deals on Wheels of Great Falls. So, instead of working with an outside lender and receiving a lump sum of cash for the vehicle. Deals On Wheels Of Great Falls acts as the lender and accepts monthly payments from the borrower over time.

How Does Buy Here Pay Here Financing Work?

Suppose you purchase a used car the traditional way. In that case, you'll either arrange to finance on your own or apply at the dealership and have your information shopped to lenders in its network to find the best fit. Buy here pay here financing doesn't quite work this way, though. In most instances, Deals On Wheels of Great Falls will only confirm your income and residence when you apply. Based on this information, you can be approved for a loan. Then once approved, you will make your monthly payments to Deals On Wheels Of Great Falls for the loan term. If you want to pay the loan off early, you will never be subject to an early repayment penalty.

Credit Challenged Borrowers
You don't need good or excellent credit to qualify for buy here pay here financing. You could get approved even if your credit score is in the trenches if you can demonstrate to the dealership that you can make timely loan payments.

No or Little Money Down
Expect to make a down payment on the vehicle. However, the amount you'll need will depend on your income, the amount you're approved for, and the car you select. Deals On Wheels Of Great Falls does have Zero down-payment options also available.

The Types of Used Cars you can buy from Deals On Wheels Of Great Falls.
When you're looking to buy a used car, whether it's your first or fifth, Buy Here Pay Here (BHPH) is a great option. Deals On Wheels Of Great Falls operates primarily as a cash-and-carry dealership. You can buy a used car from us without financing it from an outside lender. Deals On Wheels Of Great Falls is a great place to start if you're looking for a used car. We typically have a wide selection of used cars and "SUVs."

How To Buy A Vehicle From Deals On Wheels of Great Falls

If you're purchasing a used car, remember a few things.

  1. Make sure you have your credit report available. And unlocked we will need to view your credit history before authorizing the sale.
  2. Bring your Valid Drivers License.
  3. Bring proof of income, and proof of residency.
  4. Get pre-approved for a loan with Deals On Wheels Of Great Falls. This will help speed up the buying process and make shorter wait times.

What Is A Buy Here Pay Here Car?

Buy Here Pay Here used cars are vehicles you can buy and then pay for at Deals on Wheels Of Great Falls. This is an excellent option for people who don't have perfect credit or for people who avoid dealing with the hassle of getting approved by local lenders.

If you're looking to buy a used car, some great deals are available at Deals Of Wheels Of Great Falls. Check out our latest inventory and find the perfect vehicle for your needs. We offer easy financing options to make buying a car easy and affordable. See us today!